Disclaimer

1. General Disclaimer

The information and tools provided on Zovi Web Tools are for general informational purposes only. While we strive to provide accurate and reliable tools, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or availability of our tools.

2. No Professional Advice

The tools and information on this website do not constitute professional advice. Always seek the advice of qualified professionals for:

• Financial decisions (use calculators as estimates only)
• Medical or health-related matters
• Legal matters
• Critical business decisions

3. Tool Accuracy

While we strive for accuracy:

• Calculation results may contain errors
• Converted files may not be 100% accurate
• SEO suggestions are guidelines, not guarantees
• Always verify important results independently

4. Data Security

While we implement security measures:

• All processing is client-side; we don't store your files
• You are responsible for backing up your data
• Use of our tools is at your own risk

5. External Links

Our website may contain links to external sites. We are not responsible for:

• The content of external websites
• Privacy practices of external sites
• Any damages from using external resources

6. YouTube Tools Disclaimer

Our YouTube tools are for informational purposes only:

• We do not host or store any YouTube content
• Thumbnail downloads are from public YouTube APIs
• Respect YouTube's Terms of Service
• Do not use tools to violate copyright

7. Limitation of Liability

In no event shall Zovi Web Tools be liable for any loss or damage arising from:

• Use or inability to use our tools
• Loss of data or profits
• Business interruption
• Any other commercial damages

8. Changes to Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be posted on this page.

9. Contact

If you have questions about this disclaimer, please contact us.